Hospital Indemnity
Even with health insurance, hospital stays can be expensive. Our Hospital Indemnity plans, through Guardian, are simple to use and offer additional financial protection in the event you, or a covered family member, are hospitalized.
With two plans to choose from, hospital indemnity coverage offered through Guardian helps to ease the financial impact of a hospital stay. It pays a lump-sum cash benefit directly to you when you or a covered family member is admitted to a hospital for a covered sickness or injury, whether or not costs are already covered by a medical plan. This benefit can be used for any purpose — from medical copays and deductibles to everyday expenses, such as a mortgage, transportation, groceries and utilities.
There are two Hospital Indemnity Insurance plan options available to all benefit eligible employees. For more details on the differences between the two plan options, please click on the summary link below.
We’re committed to making claims submission easy for you, by offering a simple, straightforward process that helps you focus on your recovery. You'll simply need to collect required documentation, fill out a form, and submit your claim by mail, by fax, or via the Guardian website. Your claim will typically be reviewed within 4 to 6 business days.
For more details, click the link below.
Submitting a hospital indemnity insurance claim
Vendor Websites
